Review of Chase Freedom(SM)

Summary – My Chase Flexible Rewards Card was just converted to the Chase Freedom(SM) Credit Card, and I will review the details on this excellent rewards program.

Rewards – The Chase Freedom(SM) Credit Card has been through several changes in its rewards program. This rewards program is pretty good compared to the rewards programs of other credit cards. You can choose to redeem your rewards for cash, merchandise, or travel rewards. You earn at a minimum, a 1% rebate (or 1 point depending on how you look at it) for every dollar that you spend on the card. You can earn unlimited rebates. But if all this card were to give was 1%, then it wouldn’t be very good, but there is a lot more.

Rotating Categories – The Chase Freedom(SM) Credit Card now pays 5% rebates on categories on a 3 month rotating basis, instead of paying more than 1% on certain expenses in its previous format.

Online Store Discounts – Chase offers cardholders the chance to shop through their online shopping portal and receive discounts or rebates when they shop through their Chase account. Shopping through this method allows the merchants and Chase to track your purchases and credit you the appropriate rebates.

Rewards – Travel – The Chase Freedom(SM) Credit Card allows you to redeem points for travel items. There are several ways to do this. You can book your travel through Chase’s online travel booking site, which is actually powered by Orbitz. With this method, you can use a combination of points and cash to pay. You can also transfer points into Continental OnePass Miles, or to your hotel frequent guest program, or even to an auto rental reward program.

Rewards – Merchandise & Gift Cards – Like most other programs, Chase Freedom(SM) also allows you to redeem points for gift cards and merchandise. You can donate points to charities as well.

Fees – Good news, the Chase Freedom(SM) Credit Card does not have an annual fee!

Conclusion – This card is very flexible in redeeming cash rebates and points for merchandise and travel rewards. The value received for cash payouts are fairly good, in comparison to other credit card reward programs. The Chase Freedom(SM) Credit Card, is a good choice for people who want the flexibility to earn both cash rebates and use points for other items like travel rewards.

The new Chase rebate formula is very similar to Discover’s redemption format. If you are going to use Chase’s shopping portal, you also may want to check out the Discover® More® Card as they have a list of online merchant partners as well. There is some marchant overlap, and you may want to determine for yourself which card pays higher rebates for specific merchants.

Apply for your Chase Freedom(SM) Credit Card today!

* Disclaimer: The content displayed above is of our own opinion, and is not provided by any financial institution. This content has not been reviewed, approved, or otherwise endorsed by any aforementioned financial institution. Every attempt was made to ensure that the content displayed above is accurate, however it is the reader’s responsibility to read the latest complete terms and conditions of any products listed above.

Chase Freedom® Visa – $100 Bonus Cash Back

Chase just made their Chase Freedom® Visa credit card even better; introducing the new Chase Freedom® Visa – $100 Bonus Cash Back!

You earn $100 Bonus Cash Back after you make $799 in purchases in your first three months of card membership; almost a 12.5% return rebate on your purchases!

Just like the regular Chase Freedom® Visa credit card, there is no annual fee, and you receive 5% cash back offers in popular categories like gas, home improvement and department stores.

You also get a full 1% Cash Back on everything else with no spending tiers, and your cash back rewards never expire

Apply for your Chase Freedom® Visa – $100 Bonus Cash Back credit card today!

* Disclaimer: The content displayed above is of our own opinion, and is not provided by any financial institution. This content has not been reviewed, approved, or otherwise endorsed by any aforementioned financial institution. Every attempt was made to ensure that the content displayed above is accurate, however it is the reader’s responsibility to read the latest complete terms and conditions of any products listed above.

Review of the Discover® More® Card – $50 Cashback Bonus®

If your credit score is very good, and you want:

• 0% APR on Balance Transfers for a FULL 12 months
• 0% APR on Purchases for a FULL 6 months

then the Discover® More® Card – $50 Cashback Bonus® credit card is for you. This card offers a $50 cash back rebate when you purchase $599 during the first 3 months upon activation.

Cardholders will earn a 5% Cashback Bonus through the rewards program when the credit card is used for gas, restaurants, movies, travel, and more. All other purchases earn you a 1% Cashback Bonus automatically.

Discover includes an additional bonus with the Discover® More® Card – $50 Cashback Bonus® with an opportunity to double up the cashback bonus when redeeming the rebates from Discover Card Partners for gift certificates. You do not have to worry about any annual limit on the rebates that you can earn. The rebates also do not expire as long as you keep the account active within a 3-year period.

You also receive some platinum benefits with the Discover® More® Card – $50 Cashback Bonus® credit card. These benefits include up to $500,000 worth of accident insurance when you travel, coverage for auto rentals, fraud protection, and security protection.

The 1% rebate will only take effect when you spend over $3,000 in a year. This means that the actual rebate will be lesser than 1% and that depends on how much you spend using the credit card. This spending level should not be difficult to achieve when you use this card for everyday purchases such as gasoline and meals.

Apply for your Discover® More® Card – $50 Cashback Bonus® credit card today!

* Disclaimer: The content displayed above is of our own opinion, and is not provided by any financial institution. This content has not been reviewed, approved, or otherwise endorsed by any aforementioned financial institution. Every attempt was made to ensure that the content displayed above is accurate, however it is the reader’s responsibility to read the latest complete terms and conditions of any products listed above.

Review of the Simmons First Visa Platinum Rewards Credit Card

The Simmons First Visa Platinum Rewards credit card combines a low interest rate with a points-based rewards program. You earn 1 point per net dollar spent on your credit card. Points can be redeemed for miles at any US airline with no blackout dates or seat restrictions. You also have other travel reward options including hotels, cruises, vacation packages, car rentals, and restaurants. Redeeming points with this credit card is a simple, one-stop process and is even supported by a toll-free service number. There has no annual fee and is perfect for people with excellent credit.

The best feature of the Simmons First Visa Platinum Rewards credit card is the reasonably low interest rate offered on purchases and cash advances. In addition, there is no annual fee and no fee on balance transfers.

Aside from the reasonable interest rate, the card does offer a variety of platinum cardholder benefits such as up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services. This credit card is issued by Simmons First National Bank.

Apply for your Simmons First Visa Platinum Rewards credit card today!

* Disclaimer: The content displayed above is of our own opinion, and is not provided by any financial institution. This content has not been reviewed, approved, or otherwise endorsed by any aforementioned financial institution. Every attempt was made to ensure that the content displayed above is accurate, however it is the reader’s responsibility to read the latest complete terms and conditions of any products listed above.